No. 1 Resource for Independent Car Dealer Insurance and Bonds.
We take the headache out of shopping for dealer insurance and bonds, because we provide legendary customer service!
Above all, your time is valuable. We shop for premiums so you can focus on what you do best: SELLING CARS!
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Car Dealer (Garage)
Liability Insurance and Bonds
Our licensed insurance professionals are ready to provide you the best quotes on garage liability insurance, dealer bonds, and title bonds.
We work with over 14 companies to ensure we provide you the best quote on the market for a policy that will protect your business and meets state standards.
Increase your protection by adding physical damage coverage for your inventory!
Submit Information For a Dealer Insurance Quote:
Coverage across the Southeast
Thoroughbred Dealer Services knows car dealers and we know the southeast. TDS has customers in Georgia, Alabama, Florida, Texas, Mississippi, North and South Carolina, Missouri, and Rhode Island.
We have insurance and bond products and solutions that can meet your state’s minimum limits and beyond. We can provide comprehensive and collision coverage for your vehicles. Ask us about uninsured motorist coverage!
Frequently Asked Dealer Insurance Questions:
What does a garage liability policy usually cost?
Your quotes through us are free.
When it comes to insurance premiums, however, it depends. Insurance carriers collect motor vehicle records, loss runs, and rate policies based on the number of employees you have at your business. The number of drivers with furnished use of dealer plates will also affect the price of a liability premium. Also, the more coverage you want, the more it affects the premium.
What do I need for a quote?
In short, basic information for an insurance quote is included in the application above.
For established businesses, insurance companies will ask for your insurance history and require loss runs (a record of claims with your prior insurance carriers). Companies may also pull motor vehicle dealer records to rate drivers on the policy.
Does the credit pull for a dealer bond affect my credit?
No. Our bond partners use a soft credit pull to rate your bond that will not affect your credit score.
How long does a quote usually take?
We typically have a response from our underwriting office in 24-48 hours.
How long are policy terms?
Our commercial policy terms last 12 months.
Can I finance my policy?
Yes! We offer finance options for our customers’ premiums.