Independent car dealer personal auto insurance
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Don’t be intimidating when shopping for car insurance
The Person Auto policy structure is straight forward and fairly simple. However, shopping for car insurance is intimidating to some.
Thoroughbred Dealer Services and Progressive make it easy!
First, is your liability coverage. This pays for bodily injury and property damage you cause in an at-fault accident. Also, it pays other people, not yourself.
Second, there’s Med Pay, which pays for bodily injury of you and your relatives. For example, it pays doctors, hospitals, dentists and undertakers.
Third, auto policies include uninsured motorist coverage. This pays when a person who causes an accident cannot. For example, if you are in an accident with an uninsured driver, this coverage could cover your body and vehicle.
Finally, there is comprehensive and collision coverage. This coverage protects your car. While collision is specific to vehicle-on-vehicle accidents, comprehensive provides open perils coverage. The deductible has a slight effect on the premium. For example, a higher deductible means you will pay more out-of-pocket before the carrier pays the rest of the claim.